Remember when Miles cut his chin and I took him to Urgent Care? The doctor washed the cut and glued it shut. Easy peasy. We spent maybe 5 minutes in the doc's care.
The bill came today. Anyone else see a problem here?
I'm thankful for group health insurance (something we didn't have access to when both Kris and I were self-employed). We paid $20 coinsurance for the visit. But how is it okay for the doctor to bill $1,040 for gluing a cut? Am I missing something? Do they have to bill that much in order to get the $206 they deserve from the insurance company?
More importantly....if we didn't have insurance, would they have billed us $1,040?
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2 comments:
I think I'll get myself a bottle of super glue and open a clinic in my kitchen...
Long-time lurker, and (I think) first-time poster... and pediatric doc-in-training, so I just wanted to answer:
"Do they have to bill that much in order to get the $206 they deserve from the insurance company?"
Yes.
"More importantly....if we didn't have insurance, would they have billed us $1,040?"
Unfortunately, yes. (But usually something can be worked out.)
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